A(n) _____ Clause Bars an Insurer from Challenging Its Liability

question 15

Multiple Choice

A(n) _____ clause bars an insurer from challenging its liability on a policy on the basis of an insured's misrepresentations if the policy has been in force for a specified period of time.

• A) reinstatement clause
• B) pro rata clause
• C) incontestability clause
• D) coinsurance clause

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Definitions:

Pre-pregnancy Routine

Health and lifestyle actions taken prior to conception aimed at improving outcomes for both mother and child, including diet, exercise, and managing chronic conditions.

Pregnant Women

Females undergoing the physiological condition of gestation, characterized by the development of an embryo or fetus within their body.

Contractures

A condition of shortening and hardening of muscles, tendons, or other tissue, leading to decreased range of movement and deformity.

Range of Motion Exercises

Physical exercises intended to improve or maintain flexibility and movement in the joints.