Which of the Following Is True of the Fair Credit

question 36

Multiple Choice

Which of the following is true of the Fair Credit Reporting Act?

• A) Adverse information from the person's credit report must be removed after three years.
• B) A person is entitled to a free copy of his or her credit report from each of the three main credit bureaus every six months.
• C) An applicant denied credit has the right to be told the name and address of the credit bureau that prepared the report on which the denial was based.
• D) The agency must furnish the consumer the information free if requested within a year of the rejection.
• E) Any person who obtains information from a credit agency under false pretenses is subject only to civil penalties.

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Definitions:

Standard Precautions

Basic infection control practices used to prevent transmission of diseases that can be acquired by contact with blood, body fluids, non-intact skin, and mucous membranes.

Protective Apparel

Clothing or gear designed to safeguard individuals from physical, chemical, or biological hazards.

Clostridium Difficile

A bacterium that can cause symptoms ranging from diarrhea to life-threatening inflammation of the colon, often after the use of antibiotic medication.

Gown

A long dress typically worn on formal occasions.