By the Height of the Housing Bubble in 2005 and Early

question 81

Multiple Choice

By the height of the housing bubble in 2005 and early 2006,lenders had greatly loosened the standards for obtaining a mortgage loan,with many mortgages being granted to ________ borrowers with flawed credit histories and ________ borrowers who did not document their incomes.

• A)sub-prime; "Alt-A"
• B)adjustable rate; shadow-banking
• C)"credit crunch"; black market
• D)"fresh-start"; prime rate

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Definitions:

Ovum

The female reproductive cell or egg that, when fertilized by a sperm, can develop into an embryo.

Monozygotic Twin

Identical twins that result from the splitting of a single fertilized egg, sharing the same genetic material.

Organ Donation

The process by which an individual voluntarily offers an organ or tissue for transplantation to someone in need.

Dizygotic Twin

Twins that are formed from two separate eggs fertilized by two different sperm cells, making them genetically similar as siblings but not identical.