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One of the contributing factors to the financial crisis of 2007-2009 was that mortgage lending practices were ____________ strict in the late 1990s and early 2000s,compared to earlier periods such as the 1970s and 1980s,which led to a(n) _______________ in subprime and other nontraditional mortgage loans.
Net Purchases
The total amount of purchases after subtracting any returns, allowances, and discounts over a specific period.
Purchase Returns
Occurs when a buyer returns merchandise that it had purchased from a supplier, often due to issues like defects or dissatisfaction.
Purchase Discounts
Reductions in the purchase price of goods, often granted by suppliers for early payment.
Profit Margin
The percentage difference between a product's selling price and the cost to produce it, indicating the financial health and profitability of a business.
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