According to Jerome Kagan, Temperament

question 148

Multiple Choice

According to Jerome Kagan, temperament

• A) is the result of inherited physiological characteristics; however, it can be modified to some degree by experiences.
• B) is the result of inherited physiological characteristics and cannot be modified by the environment.
• C) is minimally influenced by inherited physiological characteristics but is primarily the result of environmental input.
• D) results completely from environmental factors such as parenting styles.

---

Definitions:

Excess Reserves

The funds that commercial banks hold in their reserves over and above the regulatory requirement set by the central bank.

Reserve Ratio

The fraction of deposits that a bank is required to hold in reserve and not loan out, as mandated by central banking authorities.

Percent

A term used to describe one hundredth of a whole; a way to express fractions, amounts, or changes in quantities in terms of hundredths.

Reserve Requirement

A regulation that sets the minimum amount of reserves a bank must hold against deposits, used as a tool to control banking stability and money supply.