Why Wasn't Everyone Else Already Implementing Group Responsibility to Lend

question 15

Multiple Choice

Why wasn't everyone else already implementing group responsibility to lend to the poor in the example in the text?

• A) Governments of poor countries had regulations against group responsibility.
• B) The idea was genuinely new.
• C) It was not profitable.
• D) It was easy for groups to provide false social security numbers for members that did not exist.

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Definitions:

Crime Rates

The frequency at which crimes occur in a specific area during a set period.

Strain Theory

A sociological theory that posits societal structures may pressure citizens to commit crimes by placing emphasis on goals that are not achievable through legitimate means for everyone.

Chivalry Hypothesis

The theory suggesting that societal norms and judicial systems are more lenient towards women than men, hence expecting them to be treated with leniency and gallantry in situations of legal transgression.

Federal Institutions

Organizations or entities that are part of a national government system, which have specific responsibilities and powers as defined by law or constitution.