A bank manager is interested in assigning a rating to the holders of credit cards issued by her bank.The rating is based on the probability of defaulting on credit cards and is as follows. 
To estimate this probability,she decided to use the logistic model 
where
y = a binary response variable with value of 1 corresponding to a default,and 0 to a no default
x1 = the ratio of the credit card balance to the credit card limit (in %)
x2 = the ratio of the total debt to the annual income (in %)
Using Minitab on the sample data,she arrived at the following estimates: 
Note: The p-values of the corresponding tests are shown in parentheses below the estimated coefficients.
What will be the rating for a person with a balance ratio of 15% and a debt ratio of 30%?
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Parenting Skills
The abilities and knowledge necessary for raising children effectively, including discipline, communication, nurturing, and providing for the needs of a child.
High-Risk Situations
Circumstances or environments that have an increased potential for causing harm, danger, or adverse outcomes.
Child Abuse Hotlines
Phone or online services that provide assistance and resources to report child abuse and neglect.
Intimate With Peers
Forming close and personal relationships with people of similar age.
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