People Who Read, Observe, but Do Not Actively Participate in Online

question 16

Multiple Choice

People who read, observe, but do not actively participate in online communities are called ________.

• A) spammers
• B) lurkers
• C) hoaxers
• D) phishers

Understand the role of insurance premiums and how they relate to the concept of fair insurance.

Describe efficient allocation of risk and the principles of diversification and pooling in reducing risk.

Analyze how changes in insurance policy premiums affect demand and supply.

Explain the significance of diversification in investment and risk management strategies.

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Definitions:

Public Employment Agencies

Government-funded agencies that provide job search assistance, employment counseling, and sometimes training to job seekers.

Cost Per Hire

A metric used to calculate the total expenses associated with recruiting and hiring a new employee.

Employee Referrals

A recruiting strategy where current employees recommend prospective candidates for job openings within the company, often incentivized through rewards.

Private Employment Agency

An organization that matches employers with job seekers for a fee.