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According to the text, the cost of debt:
Ad-supported App
A software application that is free to users but generates revenue for its developers through the display of advertising.
In-app Purchases
Transactions made within a mobile app or software to buy additional features, content, or services.
Smartphone
A mobile phone that combines cellular and mobile computing functions into one unit, equipped with internet access and various apps.
Make Purchases
The act of acquiring goods or services in exchange for money, constituting a core activity of commerce.
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