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Describe the distinction between the g factor of intelligence and the s factor of intelligence as argued by Spearman.
Consumer Savings
Refers to the portion of disposable income that is not spent on consumption but is saved by individuals, often placed in savings accounts or invested.
Business Investment
Expenditures made by businesses to purchase capital goods or services intended to increase their productive capacity or efficiency.
Financial Instruments
Contracts that give rise to a financial asset of one entity and a financial liability or equity instrument of another entity.
Financial Markets
Platforms or systems that facilitate the buying, selling, and trading of financial securities, commodities, and other fungible items of value at low transaction costs and at prices that reflect supply and demand.
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