Examlex
The three basic processes of concern to demographers are:
Deductibles
Deductibles are the amounts that insured individuals must pay out of pocket for covered services before their insurance begins to pay.
Premiums
Payments made for insurance coverage or additional costs above the standard price.
Franchisees
Individuals or companies that purchase the rights to operate a branch of a larger company or brand, using the franchisor’s trademarks, systems, and business model.
Moral Hazard
The tendency of individuals or institutions to take on more risk when they know that they will not have to bear the full consequences of their actions.
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