Discuss Institutional Racism and Provide an Example (The Example Can

question 54

Essay

Discuss institutional racism and provide an example (the example can be hypothetical). Differentiate individual racism from institutional racism. Can institutional racism happen when an individual is not racist?

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Definitions:

Cash Balance Plan

Retirement plan in which the employer sets up an individual account for each employee and contributes a percentage of the employee's salary; the account earns interest at a predefined rate.

Predetermined Rate

A fixed charge, wage, or value established in advance for transactions, services, or labor, often based on standard criteria or prior agreements.

U.S. Treasury Bills

Short-term government securities with maturities ranging from a few days to 52 weeks, sold at a discount from their face value.