Consider the substance represented by the following model. 
The physical properties of this substance would most closely represent the corresponding member of which functional group class?
Definitions:
Missed Payment
Failure to make a required payment by its due date.
Original Principal
The initial amount of money borrowed or invested, before any interest or profit is added.
Compounded Annually
Interest calculated on the initial principal and the accumulated interest from the past year added together once per year.
Term Deposit
A type of bank deposit that has a fixed term and typically offers a higher interest rate than a regular savings account.
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