The Practice of Approving Mortgages in Order to Sell Them

question 78

Multiple Choice

The practice of approving mortgages in order to sell them as mortgage-backed securities is known as ________.

• A)originate-to-distribute
• B)principal-agent engineering
• C)predatory lending
• D)a credit default swap

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Definitions:

Universal Citizenship

The concept that every person has rights and responsibilities that transcend national boundaries, often associated with global human rights.

Social Citizenship

The rights, protections, and duties that individuals have as members of a society, emphasizing participation and belonging.

Social Movements

Organized collective efforts or campaigns by groups of people to bring about social change or resist social change.

Social-Organizational Basis

The underlying social structures, relationships, and roles within an organization that shape its culture and influence its operations.