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An individual with one Y and two or more X chromosomes has
Stop-Payment Order
An order by a drawer that instructs the drawee bank not to pay an issued check.
Drawer
In the context of financial transactions, the person who writes or issues a cheque or draft directing a bank to pay the specified amount to a third party.
Drawee
The party in a financial transaction who is directed to pay a certain amount of money by the drawer's order.
Payee
The person or entity to whom money is payable, especially in the context of a check, draft, or promissory note.
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