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To the extent that mortgage defaults contributed to the financial crisis of 2008-2009, blame for these actions lies with:
Sexual Scripts
Socially learned ways of responding in sexual situations, guiding understandings and expectations of sexual interactions.
Regulated
Controlled or governed according to rules or laws, often to ensure safety, quality, or compliance in various contexts.
Cultural Institutions
Organizations that preserve, promote, and manage cultural heritage and expressions, including museums, libraries, arts organizations, and educational centers.
Sexually Transmitted Infections
Diseases that are primarily spread through sexual contact, including viruses, bacteria, and parasites.
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