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The ex post real interest rate that prevails at time t equals:
NIC
Network Interface Card, a hardware component that connects a computer to a network.
ISP
Internet Service Provider, a company that provides individuals and organizations access to the Internet and other related services like website building and virtual hosting.
Data Plan
A connectivity plan or text messaging plan in which data charges are separate from cell phone calling charges and are provided at rates different from those for voice calls.
Smart Home
A dwelling in which devices and appliances are automated or controlled by apps.
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