Examlex
You are interested in reducing the overall ecological impact of your college/university. Which of the following would IMMEDIATELY contribute to your goal?
Excess Reserves
The capital reserves held by a bank or financial institution in excess of what is required by regulators, central bank, or other governing body.
Actual Reserves
The amount of funds that a bank has on hand and available to lend, beyond its reserve requirements.
Required Reserves
The minimum amount of funds a bank must hold in reserve against deposit liabilities, as mandated by regulatory authorities.
Required Reserve Ratio
The fraction of deposits that banks are required to keep on hand and not loan out, used by central banks to control the amount of money in circulation.
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