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The optimal time for beginning a structured exercise program is during
Present Value
The existing worth of a forthcoming monetary sum or cash flows, assessed with an agreed-upon rate of return.
Annuity Table
A financial tool used to determine the present or future value of an annuity investment by applying various interest rates and time periods.
PVFA Factors
Present Value Factor for Annuities, used in calculating the present value of a series of equal payments at regular intervals.
Effective Interest Rate
The actual return on an investment, considering the compounding of interest.
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