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After graduating, a student set up a business as a systems analyst. His monthly billings are healthy, about $10,000 a month. He rents his office, hardware, and furniture and owns few assets. He rents his apartment, has no car, and spends most of his income on concerts. If he approaches you, a bank manager, to borrow $50,000 for the purpose of increasing his working capital, which of the following securities would you most likely request?
Rational-Emotive Therapy
A form of cognitive-behavioral therapy founded by Albert Ellis that helps individuals identify and challenge irrational beliefs, encouraging more realistic and self-helping thoughts.
Emotions
Complex psycho-physiological experiences of an individual's state of mind as interacting with biochemical and environmental influences.
Behavior Therapy
A type of psychotherapy that focuses on changing negative behaviors into positive ones through conditioning.
Psychoanalysis
A therapeutic approach founded by Freud that aims to explore unconscious conflicts driving psychological disorders.
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