The First Street Branch of Capitol Bank Has a Sum

question 111

Multiple Choice

The First Street branch of Capitol Bank has a sum of $70 million earmarked for home loans and commercial-development loans. The bank expects to realize and 8% annual rate of return on the home loans and a 6% annual rate of return on the commercial-development loans. Management has decided that the total amount of home loans is greater than or equal to 3 times the total amount of commercial-development loans. Owing to prior commitment, at least $11 million of the funds has been designated for commercial-development loans. Determine the amount of each type of loan the bank should extend to maximize it returns. What is the maximum return?

• A) Bank should extend $48 million in home loans, $48 million of commercial-development loans to attain a maximum return of $5.38 million.
• B) Bank should extend $59 million in home loans, $11 million of commercial-development loans to attain a maximum return of $5.38 million.
• C) Bank should extend $11 million in home loans, $59 million of commercial-development loans to attain a maximum return of $5.38 million.
• D) Bank should extend $11 million in home loans, $48 million of commercial-development loans to attain a maximum return of $5.38 million.
• E) Bank should extend $48 million in home loans, $11 million of commercial-development loans to attain a maximum return of $5.38 million.

Understand the role and structure of diagnostic manuals such as the DSM in classifying mental disorders.

Appreciate the importance of reliability and validity in psychological assessments.

Understand the impact of observer effects, including reactivity and bias, on the validity of observations and assessments.

Recognize the significance of intelligence tests and their criticisms.

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