Identify the nucleophilic atom in the following molecule. 
Definitions:
Charge Account
A type of credit account that requires the full balance to be paid at the end of each billing cycle.
Stop Payment Order
a request made by an account holder to their bank to prevent a check or preauthorized payment from being processed.
UCC
The Uniform Commercial Code is an extensive series of statutes that regulate all aspects of commercial dealings in the United States.
Bank Deposits and Collections
This term refers to the processes involved in placing funds into a bank account and the subsequent management and collection of those funds.
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