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What is wrong with the following mechanism?
Retirement Benefits
Financial support or services provided to employees after they exit the workforce, including pensions, health insurance, and other perks.
Independent Contractors
Individuals or entities contracted to perform work for another entity as non-employees, responsible for their own taxes and benefits.
Health Insurance Plans
These are contracts between individuals or their employers and health insurers to provide medical care and services to the insured, often in exchange for regular premiums.
Traditional Health Insurance
Health care coverage that typically requires the insured to pay premiums, deductibles, and copayments, and in return provides benefits for a wide range of medical services.
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