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How would you use 1H NMR spectroscopy to distinguish between the following compounds?
Adverse Selection
A scenario in economics where buyers and sellers have access to different information, leading to transactions where the seller is likely to sell goods of lower quality.
Moral Hazard
The risk that a party insulated from risk may behave differently than if they were fully exposed to the risk.
Market Efficiency
Market efficiency refers to the extent to which market prices reflect all available, relevant information, making it impossible to consistently achieve higher returns on investment without taking additional risk.
Fair Insurance Policy
A policy that is considered equitable, offering terms and conditions that are reasonable and just for both the insurer and the insured, without exploiting any party.
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