Suggest a reasonable mechanism for the reaction shown below. 
Definitions:
HIV Transmission
The spread of the Human Immunodeficiency Virus, which can occur through bodily fluids, including blood, semen, vaginal secretions, and breast milk.
Male-female Intercourse
A biological process involving a sexual act between a male and a female, often resulting in reproduction.
Emerging Adulthood
A phase of the life span between adolescence and full-fledged adulthood, typically ranging from late teens through the twenties.
Young Adulthood
A life stage characterized by the transition into full independence, exploring personal and financial milestones, typically ranging from late teens to mid-20s.
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