Calculate the combined equivalent value of the scheduled payments on the indicated dates. The rate of return that money can earn is given in the fourth column. Assume that payments due in the past have not yet been made. 
Definitions:
Skinner Box
A controlled environment used to study animal behavior, named after B.F. Skinner, an American psychologist.
Operant Conditioning
A method of learning that occurs through rewards and punishments for behavior.
Deviant People
Individuals who significantly deviate from societal norms in behavior, beliefs, or attitudes, often leading to social disapproval.
Modeling
A behavior modification technique that involves observing the behavior of others (the models) and participating with them in performing the desired behavior.
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