Calculate the combined equivalent value of the scheduled payments on the indicated dates. The rate of return that money can earn is given in the fourth column. Assume that payments due in the past have not yet been made. 
Definitions:
Charles Grandison Finney
A leading American evangelist in the 19th century whose innovative methods and appeal to emotional religion contributed significantly to the Second Great Awakening.
Torments of Hell
Descriptions or beliefs about the sufferings and punishments believed to be experienced in Hell according to various religious traditions.
Abolishing Slavery
The act of legally and officially ending slavery, notably through legislative measures like the 13th Amendment to the U.S. Constitution in 1865.
Individualism
A theory advocating for individual autonomy and choice over the constraints imposed by group or governmental authority.
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