Calculate the combined equivalent value of the scheduled payments on the indicated dates. The rate of return that money can earn is given in the fourth column. Assume that payments due in the past have not yet been made. 
Definitions:
High Self-monitor
An individual who is keenly aware of social cues and adjusts their behavior accordingly in varying social situations to achieve social acceptability.
Low Self-monitor
Individuals characterized by their authenticity and consistency in behavior, regardless of social context or perceived expectations.
Narcissism
A personality trait characterized by an exaggerated sense of self-importance, a deep need for admiration, and a lack of empathy for others.
Self-monitoring
The regulation and adjustment of one's behavior in response to social situations and cues.
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