Determine the unknown value for the following deferred annuity. The annuity is understood to be an ordinary annuity after the period of deferral. 
Definitions:
Direct Forecast
A prediction technique focused on estimating future trends, sales, or market behavior directly based on historical data and analysis.
Lost-Horse Forecast
A method of making predictions based on past events without considering why those events happened, akin to looking for a lost horse based on where you've found it in the past rather than understanding where it likes to go.
Marketing Manager
A professional responsible for overseeing the promotion and advertising of products or services, aiming to enhance sales and market presence.
Decision-Making Process
A series of steps taken by individuals or organizations to choose among alternatives and solve problems.
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