Determine the future value: 
Definitions:
Effective Annual Rate
The interest rate on an investment or loan that is adjusted for compounding over a specified period, showing the true annual return.
Semi-Annually Compounded
A financial term where interest is added to the principal amount of an investment or loan twice a year, resulting in compound growth.
Semi-Annually Compounded
Interest or finance charges are applied to the principal sum twice a year, causing the investment or loan to grow at a faster rate than simple annual compounding.
RSP
Registered Savings Plan, a financial account in Canada designated for holding savings and investment assets, with special tax benefits for retirement savings.
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