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You assign your students a project that involves developing a business plan for a retail store. The store will have 200 employees and will serve customers both locally and internationally via a storefront and an Internet catalog. Which of the following organizational designs is least likely to benefit the goals of this retail store?
Coinsurance Clause
A provision in insurance policies that requires the policyholder to bear a portion of the costs of a claim, encouraging insured parties to avoid excessive risks.
Insurance Company
An organization that offers risk management in the form of insurance policies, providing financial protection against loss or harm in return for premium payments.
Fire Damages
The physical destruction or harm caused to property and assets by fire.
Semiannual Payments
Payments made twice a year, often used in the context of loan repayments or interest calculations.
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