Individuals Who Develop Explanations and Documentation to Lessen Their Responsibility

question 27

Multiple Choice

Individuals who develop explanations and documentation to lessen their responsibility for negative outcomes are demonstrating which of the following defensive behaviors?

• A) buffing
• B) justifying
• C) prevention
• D) stretching
• E) misrepresenting

---

Definitions:

Compound Interest Factors

Mathematical factors used to calculate the future value of an investment or loan, considering the effect of compounding interest over time.

Future Value

The estimated amount of money an investment will grow to over a specified period of time, based on a projected rate of interest or growth rate.

Annuity

An investment vehicle offering a consistent series of disbursements to a person, commonly utilized as a revenue source for those in retirement.

Present Value

The current value of a future sum of money or stream of cash flows given a specified rate of return, used in discounted cash flow analysis.