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Small U.S. Stocks
Refers to shares in small-cap companies based in the United States, typically characterized by a small market capitalization.
Long-Term U.S. Treasury Bonds
Bonds issued by the U.S. government with a maturity of typically 20 or 30 years, considered to be one of the safest long-term investments.
EAR
stands for Effective Annual Rate, a calculation that reflects the annual interest on an investment or loan, taking into account the effect of compounding interest.
APR
Annual Percentage Rate, which represents the annualized cost of credit including interest and other charges, helping consumers compare the cost of loans.
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