CASE 91,Kubert V

question 49

Multiple Choice

CASE 9.1,Kubert v.Best (2013) examined the question of whether a third party who was not present,but was __________ the driver of the car who hit the plaintiff,had __________ the person who was injured.

• A) texting; a legal duty of care to
• B) talking to; a legal duty to
• C) texting; a legal defense to
• D) texting; distracted

Know the principles of contribution among insurers.

Distinguish the contractual nature of insurance policies and the principle of utmost good faith.

Learn about the doctrine of indemnity and its implications on insurance claims.

Understand rights and obligations under disability and life insurance policies.

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Definitions:

Depression

A mental health disorder marked by persistent feelings of sadness, loss of interest, and a lack of energy, affecting daily functioning.

Addiction

A compulsive need for and use of a habit-forming substance or activity deemed harmful.

Dual Diagnosis

Refers to the co-occurrence of substance abuse problems and mental health disorders in an individual.

Anxiety Disorder

A mental health condition characterized by significant and persistent worry, anxiety, or fear, which can interfere with daily activities.