Which of the Following Is a Provision Under the Federal

question 56

Multiple Choice

Which of the following is a provision under the federal Fair and Accurate Credit Transactions Act of 2003?

• A) Consumers can "flag" their credit files if they think they are at risk of becoming a victim of identity theft or fraud.
• B) A warrant is required to obtain historic geographic tracking information from an individual's cell phone service provider during a criminal investigation.
• C) Financial institutions must give notice to their customers before sharing personal information with other entities and give customers the right to opt out of disclosures to third parties.
• D) All employers are required to develop privacy policies and procedures to safeguard protected health information.

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Definitions:

Retail Stores

Physical locations where goods are sold directly to consumers, offering a range of products from groceries to clothing.

Payoffs

The expected financial returns or outcomes from an investment, bet, or decision, often analyzed in game theory and economics.

Clean Common Space

Refers to areas shared by individuals within a community or building that are maintained in a tidy and hygienic condition.

Prisoners' Dilemma

The prisoners' dilemma is a standard example of a game analyzed in game theory that shows why two completely rational individuals might not cooperate, even if it appears that it is in their best interests to do so.