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________ is an approach to teamwork that moves responsibility for decisions farther down the organizational chart-to the level of the employee actually doing the job.
Premiums
Periodic payments made to an insurance company in exchange for coverage and protection against financial loss or damage.
Co-payment
A fixed amount paid by a health insurance plan member for covered services, with the remainder being covered by the insurance.
Deductible
The amount paid out of pocket by the policyholder before an insurance policy begins to pay.
Incentivize
To provide motivation or encouragement through rewards or benefits, aiming to promote certain behaviors or actions.
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