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People are not happy when something unexpected happens,but they are less upset when things are somewhat hidden.
Negotiable
Capable of being transferred or exchanged for value between parties, often referring to financial instruments like checks or bills of exchange.
Negotiable Instrument
A written, signed document that promises payment of a specified sum of money to the bearer or a named party.
Pay To The Order
A directive on a negotiable instrument, such as a check, indicating that the designated amount should be paid to the entity or person specified.
Drawer
The person who writes or issues a check, draft, or bill of exchange, thereby creating an obligation to pay.
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