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When Phoebe and Manuel offered different solutions for reducing shipping costs on overnight orders, they realized that by combining both of their ideas, the company would save even more money. This is an example of
Government Bonds
Securities issued by a government to finance its expenditures, repaid over a period.
Open Market
A marketplace with few restrictions on entry or trade, allowing goods and services to be bought and sold freely.
Bonds
Fixed-income investments representing a loan made by an investor to a borrower, often used by companies or governments to finance projects or operations.
Reserve Ratio
The fraction of deposits that a bank holds as reserves, either in its own vaults or at the central bank, affecting the bank's capacity to issue new loans.
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