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At the global scale, topographic influences are relatively unimportant to biotic distributions.
Present Value
The present value of an anticipated amount of money or series of payments, considering a certain rate of return.
Net Present Value
Net Present Value (NPV) is a method used in capital budgeting to evaluate the profitability of an investment or project, calculating the difference between the present value of cash inflows and outflows over a period of time.
Interest Rate
The fraction of a loan subject to interest charges to the borrower, usually shown as an annual percentage of the remaining loan balance.
Investment
The process of allocating resources, usually money, with the expectation of generating an income or profit.
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