The Darker Side of Direct Marketing, from a Consumer Perspective

question 85

Multiple Choice

The darker side of direct marketing, from a consumer perspective, includes all of the following EXCEPT ________.

• A) irritation
• B) unfairness
• C) deception and fraud
• D) federal regulation
• E) invasion of privacy

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Definitions:

Interest Rate

The percentage of an amount of money charged for its use over a specified period of time, typically expressed on an annual basis.

Credit Unions

Cooperative financial institutions owned and controlled by their members, providing savings accounts, loans, and other financial services to members.

Depository Financial Institution

A financial institution legally allowed to accept monetary deposits from consumers, such as banks and credit unions.

Secondary Market

Collection of financial markets in which previously issued securities are traded among investors.