Which of the Following Statements About Uninsured Motorists Coverage Is

question 29

Multiple Choice

Which of the following statements about uninsured motorists coverage is true?

• A)An innocent motorist must establish that the uninsured motorist is legally liable.
• B)The amount of coverage in most states must be at least $300,000.
• C)Property damage is covered in all states but bodily injury is not covered in all states.
• D)The coverage is very expensive and beyond the means of all but wealthy insureds.

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Definitions:

Recognized Hazards

Refers to dangerous conditions or substances that are known, or should have been known, to cause harm to employees in the workplace.

General Duty Clause

A provision in the Occupational Safety and Health Act requiring employers to provide a work environment free from recognized hazards that can cause death or serious physical harm.

Hazardous Fumes

Dangerous gases or vapors produced during various processes, which can pose health risks or environmental hazards if inhaled or released.

Industrial Cleaning

The process of cleaning hazardous areas in industrial facilities such as factories, warehouses, and power plants, often involving the removal of pollutants or contaminants.