Tom Is Planning to Build a Home

question 36

Multiple Choice

Tom is planning to build a home.He is weighing many factors,including construction materials,location,and other considerations.Which of the following statements is true with regard to homeowners insurance and Tom's new home?

• A)The higher the construction costs are in the area,the lower Tom's homeowners insurance premiums will be.
• B)The lower the homeowners deductible selected,the lower the premium will be.
• C)Older homes cost more to insure than newer homes.
• D)A wood frame home costs less to insure than a brick home.

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Definitions:

Repressed Thoughts

Repressed thoughts are memories or thoughts that have been unconsciously avoided or forgotten, often because they are associated with negative emotions or trauma.

Biological Model

A perspective in psychiatry and psychology that attributes psychological disorders to biological factors, such as genetic inheritance, neurotransmitter levels, and brain structure anomalies.

Psychological Disorders

Mental disorders characterized by patterns of behavior or thought that are significantly deviant, distressing, or dysfunctional.

Biological Model

A model in psychology that explains psychological phenomena in terms of biological factors, such as genetic influence, brain structures, and neurochemical processes.