Which of the Following Statements About the Additional Coverages Under

question 43

Multiple Choice

Which of the following statements about the additional coverages under Section I of the Homeowners 3 policy is true?

• A)There is coverage for the reasonable cost incurred to protect property from further damage after a covered loss occurs.
• B)There is unlimited coverage for furnishings of the landlord in an apartment on the premises that is rented to others.
• C)Property removed from the premises because it is endangered by an insured peril is covered on a named-perils basis while it is outside the insured premises.
• D)Damage caused by the settling of the insured structure is covered as a collapse.

---

Definitions:

Systematic Desensitization

A behavioral therapy technique used to reduce phobic disorders by gradually exposing the subject to the anxiety source or its context without any danger, in order to overcome the anxiety.

Vicarious Conditioning

A method of learning behaviors through the observation of outcomes of those behaviors in others, rather than through direct experience.

Hypnosis

A state of deep concentration characterized by enhanced receptiveness, amplified imagination, and focused awareness, commonly utilized for healing objectives.

Working Memory

A cognitive system responsible for temporarily holding and manipulating information needed for complex tasks such as learning, reasoning, and comprehension.