Which of the Following Statements About Group Short-Term Disability Income

question 27

Multiple Choice

Which of the following statements about group short-term disability income plans is true?

• A)Most plans pay benefits for a period of 3 to 5 years.
• B)Most plans cover occupational disabilities only.
• C)Most plans provide benefits for total disabilities only.
• D)Most plans have a 90-day elimination (waiting)period.

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Definitions:

Theory of Reasoned Action

A psychological model that predicts behavioral intention across a wide range of behaviors and contexts, focusing on individual attitudes and social norms.

Theory of Planned Behavior

A social psychology theory that predicts an individual's intention to engage in a behavior at a specific time and place, considering attitudes, subjective norms, and perceived control over the behavior.

Perception of Control

The belief or sense that one can influence or manage events and circumstances in one’s life.

Precontemplation Stage

This is the stage in the Transtheoretical Model of change where the individual is not yet considering change or is unaware of the need for change.