Which of the Following Statements About Group Long-Term Disability Income

question 39

Multiple Choice

Which of the following statements about group long-term disability income plans is true?

• A)The definition of disability becomes less restrictive after a worker has been disabled for 2 years.
• B)Coverage is provided for both occupational and nonoccupational disabilities.
• C)Benefits are increased if a worker is eligible for Social Security or workers compensation benefits.
• D)Maximum monthly benefits under long-term disability income plans are lower than the benefits paid under short-term disability income plans.

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Definitions:

Post-traumatic Stress Disorder (PTSD)

Post-traumatic Stress Disorder (PTSD) is a psychiatric disorder that can occur in people who have experienced or witnessed traumatic events, characterized by severe anxiety, flashbacks, and uncontrollable thoughts about the event.

Eustress

Positive stress that motivates individuals and enhances their performance.

Burnout

A state of physical, emotional, and mental exhaustion caused by prolonged stress, often related to work.

Dysphoria

A profound state of unease or dissatisfaction, often accompanied by depression, anxiety, or agitation.