Which of the Following Statements About Term Insurance Is True

question 5

Multiple Choice

Which of the following statements about term insurance is true?

• A)The coverage is appropriate if the goal is permanent lifetime protection.
• B)Most policies can be renewed for additional periods without evidence of insurability.
• C)Premiums increase at a constant rate each time the policy is renewed.
• D)Most policies have a cash value that is refunded when coverage ceases.

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Definitions:

Relationship Patterns

Repeated ways in which an individual interacts and forms connections with others, often based on past experiences.

Cognitive Therapy

A type of psychotherapy focused on changing negative thoughts and beliefs to improve emotional well-being and behavior.

Transference

A psychological phenomenon where emotions, desires, and expectations originally associated with one person are unconsciously transferred onto another person, especially in psychoanalytic contexts.

Resistance

In psychoanalysis, the blocking from consciousness of anxiety-laden material.