Which of the Following Statements About Automobile Insurers That Specialize

question 36

Multiple Choice

Which of the following statements about automobile insurers that specialize in insuring high-risk motorists with poor driving records is (are) true?
I.The actual premium paid by an applicant is set by the federal government and is independent of an applicant's driving record.
II.The coverages available may be more limited than those written by insurers in the standard market.

• A)I only
• B)II only
• C)both I and II
• D)neither I nor II

Appreciate the role and effectiveness of self-help programs in treating addictive behaviors.

Understand societal and cultural influences on the prevalence and treatment of substance use and gambling disorders.

Understand the major health consequences of long-term excessive drinking.

Identify the effects and dangers of common stimulants and depressants on the central nervous system.

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Definitions:

Nonprofit Corporation

An organization formed for purposes other than generating a profit, where none of its income is distributed to its directors or officers.

Ultra Vires

Acts or decisions made by an entity that are beyond the powers conferred by its constitution, charter, or laws.

Lend Money

The act of giving money to another party with the expectation that it will be paid back, usually with interest, over time.

Good Faith

Acting with honesty and sincerity without any intention to defraud or seek unfair advantage.