Rob Purchased a Personal Auto Policy (PAP)with Collision and Other-Than-Collision

question 15

Multiple Choice

Rob purchased a Personal Auto Policy (PAP) with collision and other-than-collision coverage.All of the following losses are excluded under this physical damage coverage EXCEPT

• A)Rob wrecked his car while using it as a taxi cab.
• B)Thieves took Rob's radar detector from his car.
• C)A flash flood washed Rob's car off the road and damaged it.
• D)The new tires Rob had on the car were defective and wore out after 2 months.

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Definitions:

Enforceable

Capable of being imposed or upholding through legal means.

Liability

The state of being legally responsible for something, typically involving debt or legal obligations.

Landlord

An individual or entity that owns a property and rents it out to tenants in exchange for a periodic payment.

Exculpatory Clause

A clause that releases a contractual party from liability in the event of monetary or physical injury, no matter who is at fault.