What Is the Purpose of the Extended Nonowned Liability Coverage

question 46

Multiple Choice

What is the purpose of the extended nonowned liability coverage endorsement to the PAP?

• A)to provide liability coverage for an insured's employer when an insured uses his or her auto for business purposes
• B)to provide liability coverage for an insured who occasionally operates a nonowned auto
• C)to provide liability coverage for anyone who loans a covered auto to another driver
• D)to provide liability coverage for an insured who operates a nonowned auto on a regular basis

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Definitions:

Social Schema

Cognitive frameworks that help organize and interpret information about social environments and relationships.

News Reporters

Individuals who investigate, collect, and present information as news to the general public.

Stereotypes

Preconceived and oversimplified beliefs or ideas about a certain group of people or things, often lacking in nuance and accuracy.

Confirmation Bias

The tendency to search for, interpret, favor, and recall information in a way that confirms one’s preexisting beliefs or hypotheses.