One Method of Reducing the Moral Hazard Problem in Health

question 99

Multiple Choice

One method of reducing the moral hazard problem in health care insurance would be

• A) for all insurance companies to increase the cost for coverage.
• B) to allow insurance companies to agree to cover preventive care completely.
• C) to allow insurance companies to impose payment limits on preventable conditions.
• D) to allow insurance companies to limit the number of new customers.
• E) to allow insurance companies to require a medical exam before offering coverage.

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Definitions:

Physical Examinations

A comprehensive assessment of a person's physical health through various tests and observations to detect any conditions or diseases.

Achievement Test

An exam designed to measure a person's knowledge, skills, or mastery in a specific area or subject.

Performance Tests

Evaluations designed to assess the effectiveness or output of a system under specified conditions.

Drug Education

Programmes and efforts aimed at providing information about drugs, their effects, and how to avoid drug abuse, often taught in schools and communities.